142N072V01 - SUD Life Abhay is a Non-Linked Non- Participating term assurance plan that offers protection for your family in case of unfortunate death. One can choose between availing a life cover or a life cover with return of premium option. It comes with three different types of pay-out options which you can choose as per your needs There is also SUD Life Accidental Death and Total & Permanent Disability benefit rider available along with this plan.