• The flexibility to choose from 2 plan options:
• Plan Option '5-5-5': Pay premium for 5 years, your money accumulates for another 5 years and receive payouts in the next 5 years
• Plan Option '7-7-7': Pay premium for 7 years, your money accumulates for another 7 years and receive payouts in the next 7 years
• Monthly Payout as chosen by you
• In-built Accidental Death Benefit – double death benefit in case of accidental death
• Maximum annual payout can be chosen to Rs. 10 lakh
• Wider age at entry with eligibility from 18 – 55 years
• Annual Payouts - equals to 5 X monthly payout during payout period.
• Lump sum at the end of the policy term- up to 60 X Monthly Payouts

• Monthly Payouts​
• Minimum Monthly Payout: Rs. 10,000
• Maximum Monthly Payout: Rs. 10,00,000
• monthly payout should be in multiples of Rs.1,000
• Premium Payment Term: Premium Paying Term of 5 or 7 Years
• Policy Term: Policy Term of 15 or 21 Years
• Premium Payment modes
• You can pay your premium Monthly*/ Quarterly*/ Half-Yearly / Yearly based on your income flow.
• Monthly and quarterly modes are only through ECS/SI
• Survival Benefit:
• Monthly Payout – Amount chosen by the policyholder is payable at the beginning of every month during the payout period.
• Annual Payout – A fixed amount equal to 5 times the Monthly Payout is payable at the end of every policy year during the payout period and will not be payable during the last policy year (at maturity).
• Maturity Benefit:  A fixed lump-sum is payable at the end of policy term. The fixed amount is equal to 40 times Monthly Payout in case of '5-5-5' plan option and 60 times Monthly Payout in case of '7-7-7' plan option.
• Death Benefit:
• Non-accidental Death: In case of death of the life assured due to cause other than accident, during the policy term, Sum Assured on Death will be paid immediately to the nominee under the policy, without deducting the monthly or annual payouts already paid, if any.
• Accidental Death: In case of death of the life assured due to accident, during the policy term, in addition to normal death benefit, an extra death benefit, which is lower of Sum Assured on Death or Rs. 3 Crores, will be paid immediately to the nominee under the policy, without deducting the monthly or annual payouts already paid, if any.
• Sum Assured on Death is defined as highest of: 10 times of Annualized Premium OR 105% of all the premium paid as on date of death OR Minimum Guaranteed Maturity Benefit OR Absolute amount assured to be paid on death – 11 times the Annualized Premium (rounded up to the next Rs.1000)

Age at Entry

• Life Assured: 18 – 55 years ( age last birthday )

Maximum A​ge at Maturity

• Life Assured: 71 years ( age last birthday )