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SUD Life AAYUSHMAAN

In your journey through life, you will aspire to give your child the best education, and save for that dream house or a comfortable retired life with your spouse. You want to make sure that the dreams you have for yourself and your family come true whether you are there or not.

Introducing SUD Life AAYUSHMAAN – a Non Linked Deferred Participating Plan that pays lump sum benefits and lifelong financial protection, a plan to help you ensure that nothing comes in the way of your family's happiness. With the power of guaranteed additions and bonuses, your benefits augment with time.

Lifelong Protection

Lump Sum Benefit on survival at the end of Policy Term

Guaranteed Additions and Bonus to augment plan benefits

Riders for additional financial protection

Choose the Basic Sum Assured – This is the minimum corpus you would like to receive as per your needs on survival till the end of the policy term.

Choose the Policy Term – depending on when you want to receive your maturity benefit.

Your premium amount will be based on the Basic Sum Assured, Policy Term, and your age at entry. High Sum Assured rebate will be applicable depending on Basic Sum Assured chosen.

You have the option to pay your premiums regularly throughout the Policy Term of 15, 20, 25 and 30 years through Annual, half-yearly, quarterly or monthly modes.

On survival till the end of the Policy Term, you will receive the Maturity benefit#. After payment of Maturity Benefit, an extended life cover equal to Basic Sum Assured will be provided for the remaining lifetime.

In case of your unfortunate demise during the policy term, your family will receive Death Sum Assured* + Accrued Guaranteed Additions + Accrued Reversionary Bonuses (including any guaranteed addition and bonus pertaining to policy year of death) and terminal bonus, if any and the policy gets terminated immediately.

In case of your unfortunate demise any time after the policy term, your family will receive Basic Sum Assured and the contract terminates immediately.

*Death Sum Assured- Highest of 10 times of Annualized premium Or Guaranteed Sum assured at the time of Maturity(i.e. Basic Sum assured) Or Absolute amount assured to be paid on death (150% of the Basic Sum Assured).

In any case, the minimum death benefit shall be 105% of all the premiums paid (excluding any extra premium and GST, if any) as on the date of death.

#Maturity Benefit- Basic Sum Assured + Accrued Guaranteed Additions + Accrued Reversionary Bonuses and terminal bonus, if any.

Age at Entry

Minimum: 18 years (last birthday) Maximum: 50 years (last birthday) (subject to the maximum age at the end of Policy Term being 70 years last birthday).

Maximum Maturity Age

70 years (last birthday)

Policy Term

Fixed Policy term of 15, 20, 25 and 30 years.

Premium Paying Term

Premium Paying Term is equal to the Policy Term.

Basic Sum Assured

Minimum: Rs.1,50,000 • Maximum: Rs.100 crores^ Basic Sum Assured should be in multiple of 1000

Premium Payment Modes

Annual, Half-Yearly, Quarterly or Monthly Modes (for Monthly Mode, through ECS/SI only)

^Subject to Board approved medical and financial Underwriting Policy.

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Registered with IRDAI as Life Insurance Company, Registration No. 142.

Registered Office : 11th Floor, Vishwaroop I.T . Park, Plot No. 34, 35 & 38, Sector: 30A of IIP, Vashi, Navi Mumbai – 400 703.

Telephone No.: 022-39546200, Fax No.: 39472811, CIN No: U66010MH2007PLC174472.

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