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Dhan Suraksha Plus

​​​SUD Life Dhan Suraksha Plus is a double benefit Unit Linked Life Insurance Plan, which provides financial security to your family in case of your unfortunate demise along with a flexibility to grow your money through investment in a choice of four funds.

Flexibility to invest in 4 funds

Life cover for assured financial assistance to your family in case of uncertainties

 Control on your investments through multiple options like premium redirection, switching etc

Premium Payment & Policy Term

Premium Payment OptionPremium Payment TermMinimum Policy TermMaximum Policy Term
RegularEqual to policy term10 years30 years
Limited Premium Payment Term7 years12 years
10 years​15 years

Maximum & Minimum Premium

Premium Payment OptionMinimum Premium (p.a.)Maximum Premium (p.a.)
Regular PremiumRs.24,000Rs.100 Crores
Limited Premium Payment Term of 7 years or 10 years Rs.30,000

Sum Assured

Age at EntryMinimum Sum AssuredMaximum Sum Assured
Below 45 yearsMaximum of 10 X Annualized Premium or (0.5* Policy term x Annualized Premium) For Entry Age up to 41 years: 15 x Annualized Premium For Entry age of 42 to 44 years: 14 x Annualized Premium
Above and equal to 45 yearsMaximum of 7 X Annualized Premium or (0.25 X Policy term x Annualized Premium) 10 X Annualized premium

Income Tax Benefits under Sec 80(C) & 10(10D)*

Maturity Benefit

Fund Value

Death Benefit

Sum Assured or Fund Value or 105% of the premiums paid, whichever is higher

* Tax benefits are subject to change in tax laws from time to time. Prevailing benefits would be applicable as per the prevailing laws from time to time. Please consult your tax advisor for details

Age at Entry

8-50 years

Maximum Age at Maturity

70 years
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