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SUD Life Assured Income Plan

As we progress in our lives, our responsibilities grow, and so do our expenses. To take care of these growing needs, Star Union Dai-ichi Life Insurance presents to you- SUD Life Assured Income Plan. This life insurance endowment plan allows you to choose a guaranteed tax free supplementary income for future, while ensuring a strong financial protection for your family in case of uncertainties.

Guaranteed tax free^ annual income in future to meet your growing needs

Get all your premiums back# at the end of policy term

Immediate lump sum as well as regular income to the family in case of uncertainties

# Excluding service tax and extra premium, if any.

^ Tax benefits are subject to change in tax laws from time to time. Prevailing benefits would be applicable as per the prevailing laws. Please consult your tax advisor for details.

Payout period- 10, 15, 20 or 25 years

Annual Payout- Rs. 24000 to Rs. 50,000,00&

Premium Payment Term- 10 or 15 years

Premium Payment Mode- Yearly, Half Yearly, Quarterly or Monthly*

Deferment period- 0 or 5 years

Policy Term= Premium Payment Term + Deferment Period (if any) + Payout Period

Maturity Benefit= Return of all premiums#

Death Benefit= Death Sum Assured$ + Additional Annual payouts (as chosen by you) + Scheduled Annual Payouts (as chosen by you)

*For monthly mode, ECS/SI is mandatory.

&Subject to Board approved underwriting guidelines.

$Death Sum Assured= 10 times of the Annualized Premium (excluding extra premium, service tax and loading for modal factors, if any) or 105% of all the premiums paid (excluding service tax and extra premium, if any) as on the date of death of the Life Assured or Guaranteed Maturity Benefit ( For 10 years premium payment term = 10 X Annualized Premium# and for 15 years premium payment term= 15 X Annualized Premium#) or Absolute amount assured to be paid on death (for 10 years premium payment term= 11 X annualized premium rounded up to next Rs. 1000 and for 15 years premium payment term= 16 X annualized premium rounded up to next Rs. 1000), whichever is the highest.

#Excluding service tax and extra premium, if any.

Age at entry- 8 to 55 yrs

Maximum age at maturity- 75 yrs

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