​​​​SUD Life AASHIRWAAD is a Non-Linked Non-Participating Endowment Plan which ensures that even in your absence, all the planned benefits remain intact and your child’s dreams are never compromised.

Guaranteed Benefits at Maturity

Choice among 5 different maturity payout options

Policy continues as planned, even after Life Assured’s unfortunate demise

Multiple premium payment term and policy term options

Income Tax benefits u/s section 80C & 10(10D)*

*Tax benefits are applicable as per the prevailing laws and subject to change from time to time. Please consult your financial advisor for details.

Basic Sum Assured

Min: Rs. 4 Lakhs
Max: Rs.100 Crores^

Premium Payment Term and Policy Term

Premium Payment TermsPolicy Term
5 years10 to 20 years
7 years10 to 20 years
10 years15 to 20 years
15 years15 to 20 years

Premium Payment Modes


* Monthly and Quarterly modes are through ECS/SI only

Payout Options

Year of Payout% of Basic Sum Assured
Self StarterProfessionalFoundationTechnicalCareer Builder
End of the Policy Term 100%50%33%20%20%
End of Policy Term + 1 Year-53%35%25%21%
End of Policy Term + 2 Year--38%30%23%
End of Policy Term + 3 Year---35%24%
End of Policy Term + 4 Year----25%

^subject to Board approved underwriting policy

Entry Age

Life Assured: 18- 50 years (age last birthday)

Maximum Maturity Age

Life Assured: 70 years (age last birthday)
© Star Union Dai-ichi Life Insurance Company Limited. All rights reserved.